How to Invest Online — Step by Step

Follow these simple steps to start investing in mutual funds online. The entire process is quick, secure, and most investors complete it within a few minutes.

1. 1
   Choose an Investment Platform

   Select a trusted platform such as AMC websites, registrar apps (CAMS/KFintech), or online brokerage platforms/app. Choose a platform that offers easy onboarding and secure payment options.
2. 2
   Complete KYC (If Not Already Done)

   KYC is mandatory for mutual fund investments. You may complete Aadhaar OTP–based e-KYC for basic verification, or complete Full KYC by uploading PAN and Aadhaar as required. Most platforms guide you automatically based on your KYC status.
3. 3
   Select the Mutual Fund Scheme

   Choose your preferred fund category such as Equity, Debt, or Hybrid, and then select the specific scheme you want to invest in. Use fact sheets, ratings, and performance tools for better decision-making.
4. 4
   Choose Investment Type

   Decide whether you want to invest via a SIP (Systematic Investment Plan) or a Lumpsum. Enter the amount and (for SIP) select your preferred date.
5. 5
   Add / Verify Bank Account

   Add your bank account for payment and redemption. Verification may be done via penny-drop or by uploading a cancelled cheque. For SIP, you may need to create an e-NACH or UPI mandate.
6. 6
   Make Payment

   Complete the payment using UPI, net banking, debit mandate, or auto-debit for SIPs. Your investment is processed instantly or on the next business day depending on cut-off timings.
7. 7
   Download Statement

   After the transaction, download the confirmation statement or CAS. You can track your portfolio anytime using AMC portals, CAMS, KFintech, or distributor platforms like FinTrust MF.